Truline Bank
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FDIC insured · Member since 1987

Banking that tells you the whole truth.

Truline is everyday banking without fine print. Fee-free checking, a savings rate that keeps up, and instant transfers — all in one clear, calm app.

Open an account in 5 minutesExplore the demo
monthly fees
$0
monthly fees
savings APY
4.35%
savings APY
early payday
2 days
early payday
FDIC insured up to $250,000No overdraft fees, ever55,000+ fee-free ATMsRated 4.9 by 120k members

Accounts

Everything you need. Nothing hiding in the margins.

01

Everyday Checking

No minimums, no monthly fees, no overdraft surprises. Get paid up to two days early with direct deposit.

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02

High-Yield Savings

Earn 4.35% APY on every dollar, with goal jars that round up your purchases and save automatically.

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03

Instant transfers

Move money between your accounts or send to anyone with a Truline account in seconds — free.

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Savings

See what 4.35% APY does in five years.

The national average savings rate is 0.45%. Slide to compare what your money earns with Truline.

$10,000.00
$250.00

Balance after 5 years

$29,147.00

Interest with Truline

+$4,147.00

At a typical bank

+$568.00

Illustrative only. Assumes monthly compounding at a constant 4.35% APY; rates are variable.

Security

Protected like it’s ours. Because it’s yours.

256-bit encryption, 24/7 fraud monitoring, and a $0 liability guarantee on unauthorized card charges.

Biometric sign-in

Face and fingerprint login, plus passkeys for every device you trust.

Freeze in one tap

Misplaced your card? Lock it instantly and unlock it just as fast.

Real-time alerts

Know the moment money moves, with alerts you control per account.

Switch to straightforward banking.

Open your account in minutes. We’ll even move your direct deposit for you.

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